The Definition of Risk Pure Risk - the potential for loss only Speculative Risk - opportunity for gain or loss; i.e.; market or production

The Risk Management Concept The reduction or elimination of risk associated with financial loss 5 Techniques for Risk Management Insurance Transfer Non-insurance transfer Avoidance Control Retainage

The Risk Management Process Risk Identification Evalution of the Risk Selection of Risk Treatment Method Implementation of the Risk Treatment Method Review and Update of the Risk Management Plan

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